Economic Theory And Banking Regulation
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Regulation and Instability in U.S. Commercial Banking
Author | : Jill M. Hendrickson |
Publisher | : Springer |
Total Pages | : 313 |
Release | : 2015-12-04 |
Genre | : Political Science |
ISBN | : 0230295134 |
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The historical response to bank crises has always been more regulation. A pattern emerges that some may find surprising: regulation often contributes to bank instability. It suppresses competition and effective response to market changes and encourages bankers to take on additional risk. This book offers a valuable history lesson for policy makers.
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